GM Creditz Pte Ltd is a licensed moneylender (License No. 101/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Marine Parade

Licensed Money Lender Personal Loan Marine Parade

When one thinks of Marine Parade, the soothing sounds and crashing waves are what come to mind. But hidden in this picturesque beach neighbourhood is an abundance of secret gems! 

Aside from the East Coast Park, some of the must-visit places are the Marine Parade Central Market and Food Centre, Parkway Parade, and the Marine Parade Community Building. 

If you are a business owner, licensed moneylenders are near the area to offer business loans to support your business expansion or other short-term financial needs!

What Is SME Business Loan And How It Works?

SME business loans help small and medium enterprises, as well as startups, gain access to financing at competitive loan interest rates. With a business loan, a business can inject capital into its operation.

Here are a few features of a SME business loan with a licensed moneylender:

Minimum Income

Minimum turnover of at least S$60,000

Maximum Loan Amount

Up to S$200,000

Interest Rate


Loan Tenure

6-24 months, subject to the terms and conditions of the loan


No processing fees


The business must be registered in Singapore

Has been operating for at least a year

Advantages Of Taking SME Business Loan With a Money Lender

  • Easier to Qualify Than Traditional Bank Business Loans: Moneylenders have more attainable eligibility criteria than most banks. For instance, your business only needs to be operating for at least a year to qualify. This means even startups can apply.
  • Hassle-Free Application: You can apply online or visit the licensed money lender’s office. Additionally, licensed moneylenders only require basic documentation and have a less stringent verification process.
  • Get Cash Within The Day: A SME business loan with a licensed moneylender is a good alternative when you need emergency funds.
  • Custom-Tailored Loan Package: A licensed moneylender can offer flexible repayment terms. You can find a loan package that will suit your specific needs.

How To Apply?

Before visiting a moneylender’s website, verify their credibility first. You can do so by going to the Ministry of Law Singapore’s website. There you can find a complete list of licensed moneylenders in Singapore.

Step 1: Call or Apply Online

Once you’ve verified their credibility, you can then apply via the licensed moneylender’s website. Make sure to submit a filled-up application form and provide a copy of all the basic documents.

Step 2: Visit The Moneylender’s Office

Licensed moneylenders are obligated to provide in-person consultation. During this consultation, the loan officer will provide a thorough explanation of the terms and conditions of the loan. Make sure that you understand all details and ask questions for clarification.

Step 3: Receive Your Cash On The Same Day

Once you’ve agreed to the terms, you need to sign the loan contract. You will then receive your cash loan without any hassle.

How Can GM Creditz Help You?

GM Creditz has been providing tailored loan packages to assist borrowers with financial difficulties since 2009. They operate strictly under the rules and regulations set by the Ministry of Law. They offer fair interest rates on personal loans, payday advances as well as other products for eligible applicants who need it most today!


Find your business in a difficult financial situation amid the pandemic? Talk to us to help you get the best business or best personal loans in Singapore! You can also reach us at 6588 1866 to speak with our friendly loan officers!

List of Licensed Money Lender Near Me

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