GM Creditz Pte Ltd is a licensed moneylender (License No. 101/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Little India

Licensed Money Lender Personal Loan Little India

Little India is a bustling, colourful neighbourhood filled with temples and other religious sites that are home to some fascinating cultures like Hinduism or Buddhism.

One of the busiest Hindu temples in Little India is the Sri Veeramakaliamman. Another popular among the locals and foreigners is the House of Tan Teng Niah, a colourful 2-story Chinese villa dating back to 1900. 

After exploring this colourful neighbourhood, make sure to try some biryani from Bismillah! And if you run out of cash, you can conveniently borrow a fast cash loan from a licensed lender.

What is a Fast Cash Loan?

A fast cash loan is a short-term unsecured loan. These loans provide you with quick access to money which you can use for a variety of reasons. You don’t need to provide collateral which means it’s easier to access than other types of loans.

Learn How To Spot Illegal Moneylenders

To get a fast cash loan, you can seek the financial assistance of a licensed moneylender in Singapore. They must be on the list of licensed moneylenders on the Ministry of Law’s website. If the moneylending business is not on the list, there’s a high chance you’re dealing with a loan shark.

Here’s how to spot an illegal moneylender. 

  • Sends loan offers through text messages, emails, social media posts, and other unauthorized channels.
  • Use abusive language or harassments
  • Asks for your SingPass user ID and/or password
  • Charges ridiculously high interest rates
  • Grant you a loan without explaining the terms and conditions of the loan

For more details, visit the Ministry of Law’s website.

Have Required Documentation With You During Application

  • Minimum salary of SGD1,500 for local and PR
  • Identity card
  • Proof of residence (utility bill, a letter addressed to you, and or tenancy agreement)
  • Proof of employment (employment letter if your job is less than 3 months)
  • Recent 3 months payslip
  • SingPass (to log into CPF, HDB, IRAS website)

Find Out If Collateral Is Needed Up Front

Most fast cash loans, like payday loans, do not require collateral. However, it’s best to ask questions before signing any loan agreement.

Advantages Of Taking A Loan With a Money Lender

  • Less Strict Eligibility Requirements: Licensed moneylenders have less strict criteria. Additionally, they only require basic legal documents which means fast verification.
  • Hassle-Free Application: You can apply online or visit the licensed money lender’s office. After assessing your case, a loan consultant will schedule an appointment. Then, they will discuss the terms and conditions of the loan.
  • Lightning-Fast Cash Disbursement: With a licensed money lender, you can get your cash within an hour. This is perfect for emergency situations.

How Can GM Creditz Help You?

GM Creditz has been providing tailored loan packages to assist borrowers with financial difficulties since 2009. They operate strictly under the rules and regulations set by the Ministry of Law. They offer fair interest rates on personal loans, payday advances as well as other products for eligible applicants who need it most today!


Find yourself in a difficult financial situation? Request for quotes online and head to GM Creditz to get the best loan in Singapore with low interest rates and manageable repayment terms! Contact us to learn more.

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